Identity Thieves May File And Receive Your Tax Return

Waiting until April to file your tax return may allow identity thieves to beat you to it.  These crooks file fake returns using stolen names and Social Security numbers, along with false wage information, generating large fraudulent refunds.

“Our cases have increased by about 650 percent since 2008,” says Nina Olson, the National Taxpayer Advocate, kind of the internal watchdog at the IRS. People go to her when they have a problem with their returns.

The IRS itself says the number of cases has doubled each year in recent years. And a lot of the fraud is coming out of South Florida.

It catches on like fire. It spreads like a virus. Friends tell their friends,” says Wifredo Ferrer, U.S. attorney for the Southern District of Florida.

He calls this crime an epidemic. Fraudsters come from all walks of life: hospital workers, former Marines, white collar professionals and former gang members who have switched from street violence to tax fraud.

Read entire article at NPR.org.

Video Tips from the IRS

If you are a victim of this type of identity theft, contact your Local Taxpayer Advocate.

If you are still not able to resolve your issue, a lawyer  may be able to assist you.  The Lawyer Referral Service of the New Hampshire Bar Association can refer you to attorneys who are skilled at handling identity theft legal issues.  Call 603-229-0002 or request a referral online.

For other tax related matters, contact the Low-Income Taxpayer Project of the New Hampshire Bar Association.

 

 

 

 

Beware of Smishing!

Smishing is when a scam artist pretends to be a lottery business on your cell phone.   They say you are a winner and ask for your bank information. The calls are computerized and are just calling numbers at random, which is how they get your cellphone number. Watch this video by the Better Business Bureau for more information.

 

 

If you have been “SMISHED” or otherwise scammed, the Lawyer Referral Service of the New Hampshire Bar Association can refer you to an attorney who may be able to assist you with sorting out the financial mess created by the scam artists. Call 603-229-0002 or request an online referral.

How to Prevent Property Fraud

According to the FBI, property fraud is one of the fastest growing white collar crimes, and anyone who owns property is at risk.

Unfortunately, it’s not difficult for a criminal to record a fraudulent deed for your property, making it appear as if they now own your home.  Once this is  done, they can use your home as collateral on a loan or even attempt to sell your home to an unsuspecting buyer.  You are the one left to sort out the mess once the criminals  have skipped town with the money.

To prevent this from happening to you, register for the Property Fraud Alert System at www.propertyfraudalert.com.  This service will alert you anytime someone records anything with your information on it with your county.  There is no charge for this service.  Most NH County Registries of Deeds offer the service directly from their websites, or you may call 1-800-728-3858 to register.

If you do become a victim of property fraud or any other type of identity theft, the Lawyer Referral Service of the New Hampshire Bar Association can help with a referral to an attorney who is trained to handle this type of legal matter.  Call LRS at 603-229-0002 or request an online referral.

 

File Your Taxes Before Identity Thieves Do

Elisabeth Leamy, ABC NEWS Consumer Correspondent reports:

Tax day is a week away and I hope you’ve already filed, because if you haven’t, it’s quite possible con artists have filed FOR you, using your Social Security number to claim refunds for themselves. Tax-related identity theft has doubled over the past two years and now makes up the single largest category of the crime. In 2009, only 12 percent of identity theft was related to taxes. Now tax identity theft makes up 24 percent of all ID theft crimes reported to the Federal Trade Commission. Crooks have found that Uncle Sam is a pretty easy target and they can scoop up tax refunds using YOUR good name.

Here’s the ugly part: if a crook files a tax return using your name and SSN before you file your own return, you’ll be stuck having to prove YOU really are yourself and THEY really are the criminals. There’s also another twist in which criminals use other people’s SSNs when they get jobs. The income from that job then shows up as yours, and when you don’t account for it on your tax return, the IRS may come after you. The third twist is when crooks steal the SSN of a child or elderly dependent of yours, and then you have to prove that person really belongs on your tax return. Not only will your refund be delayed, it’s possible you may end up spending money to clear your name.

Read the entire story.

If your identity is ever stolen, hiring an experienced attorney may be the quickest route to recovering your good name.   The Lawyer Referral Service of the NH Bar Association can help with a referral to an attorney who specifically handles identity theft issues.  Call 603-229-0002 or request an online referral.

American Central Lending Services – Consumer ALERT

Released December 14, 2011 by Michael A. Delaney, New Hampshire Attorney General

NEWS RELEASE

    
Attorney General Michael A. Delaney has issued a consumer alert to warn consumers about a fraudulent Internet lending operation using the name American Central Lending Services and falsely representing that they are located in Portsmouth, NH.  Investigators have determined that this company does not do business in New Hampshire, has no ties to New Hampshire and is engaging in false and deceptive practices in attempts to steal money from consumers.

The Attorney General’s Consumer Protection Bureau warns consumers to exercise extreme caution when applying for a loan through the Internet and to not provide sensitive and confidential information on any on-line application, such as address, date of birth, social security information or banking/credit card information without having particular guarantees that the company is legitimate and the website is secure.  Consumers are also cautioned that any request to wire money, especially out of the country, is a red flag indicating a potential consumer scam.  Consumers should only wire money when they have personal knowledge and familiarity with the recipient.  Often scam artists operate outside of the United States and are skilled at concealing their true identities and location.

Consumers may obtain other information about consumer protection issues, or report consumer complaints, on the Consumer Protection Bureau’s website at <http://www.doj.nh.gov/consumer>.  

If you  have been victimized by an internet scam, the Lawyer Referral Service can refer you to competent attorneys who are trained to handle this type of legal matter.  Call LRS today at (603) 229-0002 or request a referral online at https://www.newhampshirelawyerreferral.com/contact-us.

Foster Children Often Targeted For Identity Theft

As reported by Gerry Smith, in the Huffington Post series Burdened Beginnings:

“experts say foster children are particularly vulnerable to identity theft because their personal information passes through many hands, increasing the chances their Social Security numbers will be used to commit fraud.”

“Now, lawmakers and child welfare advocates are looking at ways to protect the financial reputations of foster children amid growing concern over child identity theft. With increased frequency, thieves are hijacking children’s unblemished Social Security numbers to take out credit cards, car loans and mortgages, thereby destroying the credit histories of young adults.”

Read the full story

If you are a victim of identity theft, the Lawyer Referral Service of the NH Bar Association can refer you to competent attorneys who specifically handle identity theft issues.  Call LRS today at 603-229-0002 or request a referral online at https://www.newhampshirelawyerreferral.com/contact-us.

Receive Scam Alerts

Sign up to receive scam alerts  through email from the NH Consumer Education Partnership, formed by the NH Banking Department, the NH Insurance Department, the NH State Treasury, the University of New Hampshire Cooperative Extension, and the NH Attorney General’s Consumer Protection Bureau.

http://www.nh.gov/consumer/

If you think you may have been scammed or suspect your identity may have been stolen, the Lawyer Referral Service can refer you to attorneys who have experience assisting people with consumer law and/or identity theft issues.  Call 603-229-0009 or fill out the online request form.